1 Information We Collect
We collect personal information that you provide voluntarily when registering, purchasing digital packages, or contacting our team:
- Identity Data: Full name, username, and account login credentials.
- Contact Information: Valid email address, mobile phone number, and physical mailing address (Satara, Maharashtra, India).
- Financial & Payment Records: Transaction reference IDs, invoice details, and billing information (card details and UPI credentials are processed securely via verified third-party aggregators such as Razorpay / PhonePe; we do not store raw card credentials).
- Affiliate Payout Details: Bank account numbers, IFSC codes, or UPI IDs provided for processing commission withdrawals.
- Technical Usage Data: IP address, device specifications, browser type, operating system, and login session timestamps.
2 How We Use Your Information
Your personal information is processed strictly for legitimate educational, organizational, and business objectives:
- To activate user accounts and provide seamless access to purchased video lessons and courses.
- To calculate, disburse, and monitor affiliate commissions and leaderboard achievements.
- To verify transaction statuses and prevent fraudulent activity or identity theft.
- To notify you about important course updates, community announcements, and target programs.
- To deliver prompt grievance resolution and customer support via WhatsApp or email.
3 Cookies & Tracking Technologies
We employ standard cookies and web beacons to optimize platform navigation, keep you securely authenticated in your member dashboard, and gather aggregated performance analytics. You can adjust your browser settings to refuse cookies, though doing so may limit access to specific interactive dashboard areas.
4 Data Sharing & Third-Party Disclosure
We do not sell, rent, or trade your personal data to external third parties. We only share information with trusted third-party providers under strict non-disclosure obligations:
- Payment Gateways: Licensed aggregators (Razorpay / PhonePe) for secure checkout and settlement.
- Infrastructure & Hosting: Secure cloud servers and SSL-encrypted hosting providers.
- Legal & Regulatory Authorities: Only when strictly required by applicable Indian laws, judicial orders, or governmental directives.
5 Data Security & Storage
We employ robust administrative, technical, and physical safeguards—including SSL 256-bit encryption, role-based database authentication, and automated threat monitoring—to shield your information from unauthorized access, leakage, alteration, or destruction.
6 Your Legal Data Rights
Under Indian information technology standards, you have the right to inspect, correct, or request updates to your profile data stored within your dashboard. For specific profile revisions or withdrawal account updates, you can contact our administrative desk directly.
7 Updates to This Policy
Skill Growth India reserves the right to revise or modify this Privacy Policy periodically to reflect technological advancements, legal revisions, or service enhancements. The revised policy will be posted on this page with the updated revision date.
8 Contact & Data Grievance Officer
If you have questions, feedback, or data privacy grievances concerning this Privacy Policy, please reach out to our compliance officer: